# Cookie Jar

**Cookie Jar** is the staking program for $AIP holders — a simple, rewarding way to earn passive income by locking your tokens for fixed durations. The longer you commit, the higher your rewards.

***

### 🗳 Basic Staking

Lock your $AIP tokens and watch your rewards grow.

**Available Maturities & Base APRs:**

| Maturity | APR |
| -------- | --- |
| 7 Days   | 15% |
| 30 Days  | 25% |
| 90 Days  | 40% |

{% hint style="success" %}
Users must **manually claim** their $AIP staking rewards at the end of the term—rewards won’t be distributed automatically.
{% endhint %}

***

### ⚙️ How It Works

* **Lock-in Period:** Once staked, your tokens are locked and cannot be withdrawn until the maturity period ends.
* **Daily Accrual:** Rewards accrue daily and are paid in full when you withdraw after maturity.
* **Stake Limits:** You can have **up to 3 active stakes per maturity tier.**\
  \&#xNAN;*Example: 3 x 7-day stakes, 3 x 30-day stakes, etc.*

***

### 💡 Example

**6-Month Stake (APR: 18%)**\
Lock 1,000 $AIP →\
Yearly yield: 1,000 × 18% = 180 $AIP\
After 6 months → **Earn 90 $AIP** (plus your original 1,000)

***

### 📜 Rules & Limits

* 🔒 **No Early Withdrawals** — plan your liquidity.
* 📈 **Longer Lockups = Higher Rewards** — APR increases with maturity.
* ⚠️ **Max 3 Active Stakes per Maturity Tier** — ensures fairness and avoids abuse.

***

### 🪙 Bonus APRs

Boost your yield with bonus rewards on eligible stake sizes:

| Maturity | Bonus APR | Eligible Amount     |
| -------- | --------- | ------------------- |
| 7 Days   | +2.5%     | Up to 5,000 tokens  |
| 30 Days  | +5.0%     | Up to 10,000 tokens |
| 90 Days  | +7.5%     | Up to 25,000 tokens |

> **Note:** Bonus APRs are applied on top of base rates and **only** on the eligible token amount.

***

### 🧠 Additional Notes

* **APRs are dynamic** — subject to change based on staking pool liquidity and system-wide adjustments.
* **Maximize Yield:** Combine multiple maturity tiers for strategic liquidity and optimal gains.
* **Protected from the IRS:** $AIP that is in the cookie jars is protected from the [IRS Events](/features/central-bank/irs.md).

***

### ✅ Summary

**Cookie Jar** is your gateway to compounding your $AIP holdings while supporting ecosystem stability. Whether you're testing the waters with a 7-day lock or going all-in for 90 days, there's a sweet reward waiting.

**Start staking. Stack cookies. 🍪**


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